CIBIL Score

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EMI या Credit Card Bill देर से भरना

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Credit Card Limit का बहुत ज्यादा इस्तेमाल

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एक साथ कई Loan या Credit Card के लिए Apply करना

[{"selector":"#anim-c5fa6785-e8aa-4db8-ba74-b2aca7955de0","keyframes":{"opacity":[0,1]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-36e5c382-c21d-420f-a1e9-74336a32cb0c","keyframes":{"transform":["translate3d(-122.10526%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5772bfdd-7ce6-4b93-8f3f-4b0d2dcf2b74","keyframes":{"opacity":[0,1]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6c143e89-5625-4383-a900-e985c6ae99e3","keyframes":{"transform":["translate3d(-121.3793%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c6c12c78-8ea2-4aa0-922d-bcd02535620a","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e203b532-81c2-45a0-989c-6c9a72bac7ad","keyframes":[{"offset":0,"transform":"translate3d(0, -152.72384%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -42.945943808%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -14.600399104000001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -5.4827858560000005%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -2.3824919039999997%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":600,"fill":"both"}] No. 3

Credit Report में गलती को नजरअंदाज करना

[{"selector":"#anim-3656b533-ffab-4b74-9968-c386d8d41971","keyframes":{"opacity":[0,1]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c19d8a98-05df-4c2c-8f49-226e75d507f9","keyframes":{"transform":["translate3d(-122.10526%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe65acf5-683a-4342-be5a-b106ca278cf3","keyframes":{"opacity":[0,1]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a1d0789b-1e32-4c5a-bf5b-3f2548efac70","keyframes":{"transform":["translate3d(-121.3793%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a6f8adb2-257a-45f3-902f-27dfc8492d7b","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e2f714cf-70b2-4351-a652-ac890e1073b6","keyframes":[{"offset":0,"transform":"translate3d(0, -154.44166%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -43.428994792000005%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -14.764622696000002%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -5.544455594%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -2.409289896%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":600,"fill":"both"}] No. 3

पुराने अच्छे Credit Account को बिना वजह बंद करना

[{"selector":"#anim-cb801d85-d5c0-4fa8-8f61-6fdc18d40cbb","keyframes":{"opacity":[0,1]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ab35d73e-6ac1-4404-b32b-edc2ffb25596","keyframes":{"transform":["translate3d(-122.10526%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b66d5843-bb33-414d-b2ca-19c99f68250c","keyframes":{"opacity":[0,1]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-962b8b9f-20c2-41f5-9a84-f16c9ed39846","keyframes":{"transform":["translate3d(-121.3793%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-86ac6cfc-8cc7-499d-9fc1-2fb8fc23dd34","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-25bf7512-77ac-4a39-af1c-2a6f8298c924","keyframes":[{"offset":0,"transform":"translate3d(0, -153.9013%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -43.27704556%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -14.71296428%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -5.52505667%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -2.40086028%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":600,"fill":"both"}] No. 3

सिर्फ Minimum Due भरते रहना

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Credit Score बढ़ाने के नाम पर गलतियां करना

[{"selector":"#anim-aacd164a-d49d-4c39-9b29-44bd40ad5342","keyframes":{"opacity":[0,1]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-848d8be8-4b0a-4a4b-9fd9-bfaacd761e12","keyframes":{"transform":["translate3d(-122.10526%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":650,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d7c2f1c0-f5d4-4e1c-ac10-f0c27e24dab5","keyframes":{"opacity":[0,1]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-df89e94e-85a9-4038-a652-3ea9d8bb894a","keyframes":{"transform":["translate3d(-124.43609%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":700,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-39e5e403-6d90-494e-aba7-819227da54af","keyframes":{"opacity":[0,1]},"delay":600,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ee37f765-7f4c-495f-a29d-4758a74d1cae","keyframes":[{"offset":0,"transform":"translate3d(0, -152.46914%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -42.874322168000006%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -14.576049784000002%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -5.4736421260000006%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -2.378518584%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":600,"fill":"both"}] अपनी जरूरत के मुताबिक ही Credit लें और EMI, Credit Card payment तथा outstanding balance को अनुशासन के साथ manage करें No. 3

FOLLOW US FOR MORE UPDATES

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CIBIL Score

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CIBIL Score

7 बड़ी गलतियां जानिए, ऐसे बनाएं 750+ Credit Score

कम हो रहा है?

EMI या Credit Card Bill देर से भरना

EMI और Credit Card Due Date से पहले भुगतान करें

Credit Card Limit का बहुत ज्यादा इस्तेमाल

Credit Card का इस्तेमाल जरूरत के हिसाब से करें और उपलब्ध Limit के बड़े हिस्से को लगातार इस्तेमाल करने से बचें

एक साथ कई Loan या Credit Card के लिए Apply करना

पहले eligibility और interest rate की तुलना करें और जरूरत पड़ने पर ही application भरें

Credit Report में गलती को नजरअंदाज करना

समय-समय पर अपनी CIBIL Report चेक करें और किसी गलत जानकारी की स्थिति में dispute उठाएं

पुराने अच्छे Credit Account को बिना वजह बंद करना

किसी पुराने Credit Card या Loan Account को सिर्फ इसलिए बंद न करें कि आप उसका इस्तेमाल कम करते हैं

सिर्फ Minimum Due भरते रहना

संभव हो तो Credit Card का पूरा bill due date तक चुकाएं। इससे outstanding debt को नियंत्रित रखने में मदद मिलती है

Credit Score बढ़ाने के नाम पर गलतियां करना

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CIBIL Score

7 बड़ी गलतियां जानिए, ऐसे बनाएं 750+ Credit Score

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